Drone Insurance and Liability for Buyers
Protect your project: what insurance a drone operator should carry and the questions to ask before they fly on your site.
Why it matters
If a drone damages property or injures someone on your site, you want the operator’s insurer to respond — not yours.
Types of cover
Aviation liability (third-party damage and injury) is essential. Hull cover protects the operator’s equipment. Professional indemnity matters when you rely on their data for design or decisions.
What to request
A current certificate of insurance, the limit of liability, and — if your contract requires it — your organisation named as additional insured.
Site rules
Share site safety rules, PPE requirements and no-fly areas in advance. Ask for the operator’s risk assessment and emergency procedures.